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Comparison of Coverages / Limited ALTA versus Standard Eagle Owner's Title Policy Protection

 

 
COVERAGE ALTA EAGLE
Someone else owns an interest in your title X X
Improperly executed documents X X
Pre-policy forgery, fraud and duress X X
Defective recording of any document X X
Undisclosed restrictive covenants X X
A lien on your title because of a security deed, judgment, tax or special assessment, or a charge by a homeowners association X X
Unmarketable title X X
Mechanics' lien   X
Forced removal of structure which encroaches onto another property or an easment   X
Forced removal of structure which violates existing zoning law*   X
Forced removal of structure because of a violation of a
restriction in Schedule B		   X
Inability to use land for single-family dwelling because
of a violation of a zoning ordinance or restriction in Schedule B		   X
Pays rent for substitute land or facilities   X
Rights under unrecorded leases   X
Plain Language   X
Unrecorded easments   X
Building permit violations*   X
Compliance with Subdivision Map Act, if any*   X
Restrictive Covenant Violations   X
Map, if any, not consistent with legal description   X
Covenant violation resulting in reversion   X
Enhance Marketability   X
Violations of building setbacks   X
Discriminatory covenants   X
Actual vehicular and pedestrian access based on a legal right   X
Boundary walls and fence encroachment*   X
Post-policy forgery   X
Post policy encroachment   X
Post-policy damage from minerals and water extraction   X
Post-policy Living Trust coverage for a trustee   X
Post-policy Living Trust coverage for benificiary   X
Post-policy automatic increase in value   X
Post-policy adverse possesion   X
Post-policy cloud on title    
Post-policy prescriptive easement   X
 Insurance coverage forever   X

* Subject to maximum indemnity liability,

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Counselors Title LLC - Leaders in Title Settlement Services in the District of Columbia, Montgomery County, MD and Northern VA. 
Primary service areas include: Georgetown DC 20007 - Cleveland Park DC 20008 - Dupont Circle DC 20009 

Connecticut Avenue - Georgia Ave. - Mount Pleasant DC 20010 - Columbia Heights DC 20010 -  Washington DC - 16th Street NW 20011
Chevy Chase DC 20015 - Cathedral Heights DC 20016 - American University Park DC 20016 - Bethesda MD 20814, 20816, 20817
Chevy Chase MD 20815 - Gaithersburg MD 20877, 20878 - Kensington MD 20895 - Potomac MD 20854 
Rockville MD 20850, 20852 - Silver Spring MD 20910, 20901